Powered by Edge Home Finance, LLCPlan the transition
Review how your existing home, available equity and moving timeline affect your next purchase. We’ll discuss the qualification and cash requirements for your situation.
A thoughtful plan
for your next chapter.
Your next purchase deserves more than a rate quote. We’ll compare conventional financing with your equity, cash reserves and move timing in mind.
Compare how you use your cash
We’ll look at down payment, reserves, closing costs and mortgage insurance together, rather than assuming the largest down payment is always your best choice.
Compare complete offers
A lower rate can come with higher points or fees. Review Loan Estimates on comparable terms and talk through your expected time in the home.
Conventional loans are not government-insured. Credit, income, occupancy, property, loan limits and mortgage insurance requirements vary by program.
A few things you may be wondering.
Can seller credits help with my conventional loan?
Yes, within applicable limits and eligible costs. The cap depends on occupancy and loan-to-value; see the seller-concessions guide.
Can I qualify while I still own my current home?
Possibly. Existing obligations, rental documentation if applicable, income and reserves all affect qualification. We’ll analyze your individual scenario.
LET’S PUT A PLAN TOGETHERYour next move starts
Your next move starts
with a conversation.
Email or text Sam to schedule a call. Include a convenient time and whether you prefer a phone or video meeting.